Risk Tolerance Questionnaire: Name * First Name Last Name Date of Birth * MM DD YYYY Email * Phone * (###) ### #### Zip Code * Investable Assets * Under $250k $250k - $2mil $2mil - $5mil $5mil - $10mil Above $10mil Question 1 - After subtracting your monthly expenses from your monthly income, which best describes your situation: * I am cash flow negative (my income is not enough to cover my expenses). I am cash flow neutral (my income just covers my expenses). I am cash flow positive (I have extra money left over). Question 2 - How do you expect your annual income to change over the next five years? * Decrease significantly. Decrease a little. Stay about the same. Increase a little. Increase significantly. Question 3 - Which of the following statements best describes your investment objective? * My highest priority is to PRESERVE THE VALUE of my investments, ahead of the rate of inflation. I am willing to accept lower returns in exchange for lower volatility in achieving this goal. I seek to GENERATE INCOME from my investments, and I am interested in investments that have historically demonstrated a low degree of risk of loss of principal value. My highest priority is to GROW the long-term value of my investments. I am willing to accept higher near-term volatility in exchange for higher long-term growth. I am interested in a combination of the above. Uncertain. Question 4 - How do you rate your understanding of investments? * Little or no understanding. Some understanding. Average. Good. Excellent. Question 5 - I consider myself an experienced stock market investor. * Disagree Somewhat Disagree Undecided Somewhat Agree Agree Question 6 - I am confident in my ability to make good investment decisions. * Disagree Somewhat Disagree Uncertain Somewhat Agree Agree Question 7 - I am willing to invest in stocks with a limited track record in search of higher returns. * Disagree Somewhat Disagree Undecided Somewhat Agree Agree Question 8 - How would characterize your openness to taking on investment risk compared to your colleagues, friends or family? * A lot more risk averse More risk averse About the same More willing to take risk A lot more willing to take risk Question 9 - I am comfortable with investment volatility, knowing there can be ups and downs in the value of my investment account. * Disagree Somewhat Disagree Undecided Somewhat Agree Agree Question 10 - If the stock market declined over 10% in one month, and the value of your investment portfolio dropped significantly, what would you do? * Sell all remaining investments. Sell a portion of my remaining investments. Hold on to all investments. Buy more investments. Double all my investments. Question 11 - Hypothetically, assuming you have a 10-year investment timeframe, which of the follow investment results would you be most comfortable with? * A +2.5% average annual return, but with results ranging in each individual year from -3% to +8%. A +5.0% average annual return, but with results ranging in each individual year from -10% to +20%. A +7.5% average annual return, but with results ranging in each individual year from -20% to +35%. A +10.0% average annual return, but with results ranging in each individual year from -25% to +45%. A +12.5% average annual return, but with results ranging in each individual year from -35% to +60%. Question 12 - I would describe my past financial decisions as conservative. * Agree Somewhat Agree Undecided Somewhat Disagree Disagree Question 13 - In the event of an emergency (e.g. personal or financial crisis) I want to sell some of my investments within a few days. * Agree Somewhat Agree Undecided Somewhat Disagree Disagree Question 14 - I want to minimize short-term volatility, more than I want to maximize long-term returns. * Agree Somewhat Agree Undecided Somewhat Disagree Disagree Question 15 - In the first 12 weeks of 2020, the US stock market dropped approximately 31% following the onset of the Covid-19 pandemic. This means that if the value of your stock account was $100,000 at the start of 2020, it could have fallen to less than $69,000 during March of 2020. If a similar situation were to occur again in your lifetime, what would you do with your investments? * I would sell my entire investment. I would decrease my investment. I would neither buy nor sell. I would increase my investment. I would double my investment. Question 16 - When I think of the word "Risk" I associate it with the word "Opportunity." * Disagree Somewhat Disagree Undecided Somewhat Agree Agree Question 17 - I believe I need to take greater investment risk to meet my financial goals. * Disagree Somewhat Disagree Undecided Somewhat Agree Agree Question 18 - I want to maximize long-term returns, more than I want to minimize short-term volatility * Disagree Somewhat Disagree Undecided Somewhat Agree Agree Question 19 - If my investments fall in value during the first two years, I would want to... * Sell them immediately. Wait an extra 1-3 years to see if they recover. Wait an extra 4 or more years to see if they recover. Question 20 - It is possible for some investments to undergo extensive periods of weak performance. For example, the average annual return for the U.S. stock market between January 2000 and December 2010 was approximately 4.0%, including dividends. The average annual return for the U.S. stock market between 1950 and 2000 was approximately 14.4%, including dividends. To what extent do you agree with the following statement: "I am willing to maintain my investment during long periods of weak performance." * Disagree Somewhat Disagree Uncertain Somewhat Agree Agree How would you prefer to be contacted? * Phone Email Any additional information? Thank you for completing the questionnaire!We will reach out to you soon with next steps.
